The purchase process
All you have to do is look forward to securing your property in France. Here’s a quick summary of how it works.
1. Decide on your budget
Athena Mortgages can provide decisions-in-principle for a huge range of banks and mortgages. We’ll keep you updated on any changes in the mortgage types you’re interested in – and keep searching for the best option right until you sign to buy the property.
2. Decide on a property
You will need a signed reservation contract, or promise of sale document, before you can secure a mortgage in France. It’s a good idea to begin gathering the other required documents too.
3. Secure your rate
This will happen once the selected bank is in receipt of a full application, with supporting documentation.
4. Accept offer
The offer will be valid for 6-12 months from signature.
5. Completion
The Notary receives the mortgage offer, and you sign for transfer of the title deeds.