RYAN ZAFAR
Business Development and Regional Manager,UK and Ireland
(London and Dublin)

“Strong relationship coupled with small details make big differences”
Ryan joined Athena Mortgages in 2008. After successfully establishing the Irish branch of the company, he continues to consolidate Athena Mortgages’ position as the leading independent French mortgage provider in UK and Ireland as Business Development Manager.
Ryan is a passionate, committed individual with outstanding talents. Academically he holds an impressive record of First and Advanced Postgraduate Degrees from French (Msc & Mphil in International Law) and British Universities, including an MA in International Economics from The University of Birmingham.
Multilingual and multicultural, Ryan possesses a sound understanding of many cultures including French, English and Indian. Born in the Punjab, he later grew up and studied in Paris, where he was awarded a Double Masters in Politics & Law from The University of Paris.
Following a successful teaching career in Birmingham, U.K, Ryan began his business career in international finance and real estate in 2005 where he has been gaining several experiences in prominent financial companies in both Paris and the UK.
An intelligent, well respected individual, Ryan has the ability to evaluate and analyse acquisition projects and thereby proposing rational financial solutions through a logical framework which is in the best interest of the clients. He has excellent communication skills and has thus demonstrated sound transactional analysis in a wide variety of situations.
During his leisure time Ryan enjoys playing Badminton. His enjoyment of sport was moulded during his formative years when he was French Junior Champion in the Paris Region. His other interests include swimming, tennis, socialising with friends and cooking French dishes.
Discover what people think about Ryan
Ryan was extremely knowledgeable and helpful in securing a French mortgage for myself and my wife. Ryan's diligence and customer care ensured that we received an excellent mortgage package and we are delighted with the service that Ryan has provided. We both highly recommend Ryan and thank him very much for his assistance.
Michael O’Hara
Boston Scientific - Galway
'I'd like to take this opportunity to express my thanks to Ryan for all his wonderful help and understanding whilst making my first overseas property purchase in Nimes, France. I was very nervous about the whole procedure but after discussing my lending requirements with Ryan, he simplified everything and gave me confidence. He was very knowledgeable, helpful and at the same time straightforward. I am very glad I met him and that my application was managed by him from start to finish. It is clear he obviously enjoys what he does and gives a very clear impression that he works for the client right through to the after sales. Even now, a year later, I know that I can still ask for Ryan's assistance when required. Thanks Ryan!'
Sinead Scully
Halifax
"We were very happy that we chose Athena Mortgages. The standard of professionalism and committment to the client was excellent. Ryan was very thorough when helping us understand what we were undertaking."
Shirley Crinion,
Chartered Physiotherapist
“Thanks to Ryan’s diligence and care, my wife and I secured an excellent mortgage package – we are delighted with Athena’s service, and can highly recommend Ryan.”
Mike O'Hara, Ireland.
Can we Brian & Madeline Prendergast from the bottom of our hearts thank you
for all your help, patience and making our understanding of Leaseback so
clear. We had put this off on so many occassions since 2003, but thanks to your
professionlism and assurance we finally took the plunge. At no stage were you uncontactable, I called you at all hours if we had questions and you obliged. We are so happy with our dealing with you and maybe down the line we might do business again.
Merci
Madeline
