French mortgage in principle:
Pre-approvals for mortgages in France

Obtaining a mortgage in principle or pre-approval is easy with Athenamortgages.com. Each broker is able to give his or her decision in principle over the telephone in minutes based on the details you provide and their experience in dealing with the ever-evolving bank criteria. A quick call to +44 207 471 4515 will clarify your situation.

By discussing your requirements in advance with one of our brokers, you will isolate the banks that offer the type of French loan you are looking for with the correct rate type and loan-to-value. If you would like to be more certain it is possible to send in your documentation to receive further French mortgage pre-approval from our underwriting department. This means that you will have a decision in principle from both an experienced broker and an underwriter who has expert knowledge of the mortgage eligibility criteria of each bank. The combined knowledge of the broker and underwriter will give you peace of mind that your application for a mortgage in France will be handled quickly and efficiently.

In certain circumstances our underwriter may decide to send certain aspects of your file to the bank for an opinion. In our experience, if your situation appears to be borderline, it is worth getting the entire application across to the bank. However, in this case it will not be a decision in principle but a full decision to offer you a mortgage. Until the bank has conducted a survey of your property, any decision as to the final loan amount will not be possible.

If you have any concerns about your situation or would simply like to know how much you could borrow in France, just give us a call.
+44 207 471 4515 or

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