What is my borrowing power in France?

Most banks will lend 80% of the price, with some lending 100%, plus the purchase costs.
Currently, all mortgages are status mortgages, meaning that the banks will look at your income and outgoings. Banks will allow you to spend up to a third of your gross monthly income, less any existing monthly repayments on loans. They will also take a proportion of existing and future rental into consideration.

If you’re interested in buying a French property, but are unsure of how much you will be able to borrow, we can help you calculate what loan-to-value French banks will offer you.

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