French mortgages from over 50 banks in France

Find the best mortgages in France using our French mortgage best buy tables or call one of our experts for a bespoke quote with free decision in principle.

Simplify your search for finance in France by letting the experts work and negotiates for you.

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  • Call for a decision in principle in minutes
  • Receive bespoke quotations by return from a panel of local branches, international platforms and private banks
  • Reduce the paperwork and language burden.
  • Enjoy peace of mind from a clear and transparent process.

FRENCH MORTGAGE BEST BUY TABLES:

Handy at-a-glance tables for repayment, interest only and hybrid mortgage options

Rate Term LTV Notes
3.65% 25yrs 80% Pure Tracker +1.85%
4.20% 25yrs 80% Capped+1%max 5.20%
4.40% 30yrs 85% Capped+1.5% for 10 years
4.65% 25yrs  80% Rate fixed for the term 
More French mortgage best buys...
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Rate Term LTV Notes
4.45% 14yrs 80% Tracker +3.2%
4.65% 15yrs 70% 4 years fixed, then Tracker +2.20%
5.10% 15yrs70% 15 year fixed rate
More French mortgage best buys...

What next for French mortgage rates as France loses AAA status?

It's the old story of a country losing its AAA status leading to ordinary punters having to pay more for their mortgages. However, the recent downgrade is not the only reason for the increases to the cost of borrowing in France. The margins banks are charging each other are also increasing as banks seek to rebuild balance sheets after losses in Greece and the economic slowdown.

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