French mortgages from over 50 banks in France
Find the best mortgages in France using our French mortgage best buy tables or call one of our experts for a bespoke quote with free decision in principle.
Simplify your search for finance in France by letting the experts work and negotiates for you.
YOUR TIME IS PRECIOUS:
- Call for a decision in principle in minutes
- Receive bespoke quotations by return from a panel of local branches, international platforms and private banks
- Reduce the paperwork and language burden.
- Enjoy peace of mind from a clear and transparent process.
FRENCH MORTGAGE BEST BUY TABLES:
Handy at-a-glance tables for repayment, interest only and hybrid mortgage options
| Rate | Term | LTV | Notes |
| 3.65% | 25yrs | 80% | Pure Tracker +1.85% |
| 4.20% | 25yrs | 80% | Capped+1%max 5.20% |
| 4.40% | 30yrs | 85% | Capped+1.5% for 10 years |
| 4.65% | 25yrs | 80% | Rate fixed for the term |
| More French mortgage best buys... | |||
| Rate | Term | LTV | Notes |
| 4.45% | 14yrs | 80% | Tracker +3.2% |
| 4.65% | 15yrs | 70% | 4 years fixed, then Tracker +2.20% |
| 5.10% | 15yrs | >70% | 15 year fixed rate |
| More French mortgage best buys... | |||
Reasons to be cheerful
So as another year draws to a close in the heady world of French mortgages, it is always useful to look back and reflect on what the year has brought us. This time last year, we were experiencing some of the lowest ever fixed rates seen in France with the record set around 3.35% fixed for 20 years. Not bad if you can get it. As inflation began to unsettle the then head of the European Central Bank Jean-Claude Trichet, we saw increases in the main ECB rate from 1% back up to 1.50%.
>Read more ...